KEEPING WINERIES AND VINEYARDS SECURE IN ROSEBURG AND COOS BAY, OR
We understand that, like raising a child, cultivating grapes and turning them in to fine wines, with the unique print of each vintner, are among life’s greatest joys for the winery owner. Crafting and creating wine is an art and requires great attention to detail and creativity. There are many unforeseen risks on life’s highway that can jeopardize even the most successful winery. Even after taking every precaution, problems can, and will, arise, potentially costing a vintner significant out-of-pocket costs in the event of unexpected and damaging incidents.
Winery insurance can mitigate these risks and help prevent financial loss. At Premier Insurance Group our Farm Certified agents are specifically trained to provide this insurance. Our winery insurance program is extensive and adaptable; we can tailor the broad palate of coverages included in this program to the unique needs of individual wineries & vineyards
COVERAGES TAILORED TO YOUR NEEDS AND VINEYARD
Your winery and vineyard are, like the owner’s personality, completely unique. Like mixing various grapes to get a desired outcome, we combine various coverages to provide you a comprehensive plan designed to protect your very specific needs. The Farm Certified agents at Premier Insurance Group will tour your operation with you to learn about your business and coverage needs. We’ll work with you to design an insurance program to ensure your business continues to thrive should disaster strike.
As an independent agency we partner with a number of different insurance carriers, and as a result have an expansive collection of flexible and diverse coverage options. We are proud to represent, and be Farm Certified by, Nationwide Insurance– the leading provider of winery and vineyard insurance in the U.S. Like our other carriers, Nationwide provides our clients a great variety of coverage options and works closely with us to provide individualized insurance portfolios for our winery and vineyard clients.
Some of the coverage options include:
- Scheduled property like wine barrels and equipment
- Buildings that are utilized for wine processing and warehousing, and tasting rooms
- Coverage for borrowed, rented or leased equipment
- Theft of tools and equipment on the premises
- Liquor liability
- Wine that’s stored off premises
- Special events
- Equipment breakdown
- Computer/electronic data processing equipment
- Water damage due to backup or overflow
- Fire extinguisher recharge
INDUSTRY SPECIFIC COVERAGES:
- Brand and labels cost expense
- Wine leakage
- Wine contamination
- Market value for your wine
- Orchard and vineyard growers property coverage
- Harvested grapes and packaging and containers
- Product recall expense coverage
- Chemical draift
WORKING WITH PREMIER INSURANCE GROUP
We have a long history insuring wineries and vineyards in Western Oregon and we understand the demands of raising grapes for wine production. We also understand local markets and the needs of commercial enterprises in the area. As a vintner, you’re part of a unique culture and have distinct needs; we understand and honor this and we express our appreciation of what you do in every service we provide. Our Farm Certified agents are committed to understanding your operation and future goals and working with you, one on one, to develop an insurance portfolio to help make your dreams a reality, even if disaster strikes.
In addition to providing insurance coverage, we manage risk and claims. We help clients identify and implement best practices, which reduce exposures and diminish the likelihood that exposures will translate into damages. We advocate for clients and help them achieve suitable resolutions if, and when claims are filed. We strive to serve our clients based on one simple mantra; “Promise a lot, and deliver more”.
Premier Insurance Group is proud to provide winery and vineyard insurance in Roseburg, Bandon, Eugene, Medford, Salem and all points throughout Oregon. We are also licensed in California and Arizona.