Contractors Insurance — Oregon
Insurance Built for Oregon Contractors
From general contractors to specialty trades, Premier Insurance Group builds commercial insurance programs for Oregon contractors — with coverage from multiple top-rated carriers and local agents who understand the construction industry.
Contractors Face Unique Risks. Your Insurance Should Reflect That.
Standard business insurance wasn't built for contractors. Completed operations liability, tools and equipment coverage, contractor's pollution liability, certificates of insurance — these aren't extras, they're the basics of running a protected contracting business in Oregon.
We've been building insurance programs for Oregon contractors since the early 1990s — general contractors, specialty trades, excavation companies, concrete contractors, landscapers, and more. We know what you need, and we shop multiple carriers to find the best fit for your trade and your budget.
Need a certificate fast? Job requirements changing by project? Coverage that grows with your business? That's exactly what we're here for. No runaround, no waiting on hold — just local agents who get it.
Contractors Coverage We Offer
General Liability
Covers bodily injury and property damage claims arising from your contracting operations, including completed operations liability for work you've already finished.
Tools & Equipment
Covers your tools, equipment, and machinery against theft, damage, and loss — whether on the job site, in transit, or in storage.
Commercial Auto
Covers trucks, vans, and other vehicles used in your contracting business for liability, collision, and comprehensive exposures.
Workers' Compensation
Required by Oregon law for contractors with employees. Covers medical costs and lost wages for workers injured on the job.
Contractor's Pollution Liability
Covers pollution-related claims arising from contracting operations — important for excavation, demolition, and environmental remediation contractors.
Surety Bonds
License and permit bonds, performance bonds, and payment bonds required by Oregon licensing boards, project owners, and public agencies.
Umbrella / Excess Liability
Provides additional liability limits above your underlying policies — often required by general contractors and project owners on larger jobs.
Builder's Risk
Covers buildings and structures under construction against fire, theft, vandalism, and weather damage during the course of a project.
Contractor Types We Insure in Oregon
Why Oregon Contractors Choose Premier Insurance Group
Independent Agency — Multiple Carriers
We're not tied to one insurance company. We shop your contractor's coverage across multiple carriers that specialize in construction risks to find the best price and terms.
Fast Certificates of Insurance
We know job sites don't wait. We issue certificates of insurance quickly so you can get to work without delays.
30+ Years in Douglas County
We've been insuring Oregon contractors since the early 1990s. We know the local construction market, the risks you face, and the carriers that perform best for trades in this region.
Coverage That Grows With You
As your business grows and takes on bigger projects, your insurance needs to keep up. We review your coverage regularly and adjust as your operations change.
Get a Contractors Insurance Quote
Tell us about your trade and we'll build a coverage program from multiple carriers. Most quotes are ready within one business day.
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