Coverage for every stage of life
Insurance Solutions Built Around You
As an independent agency, we shop dozens of top carriers to find the right coverage at the right price — for individuals, families, businesses, and beyond.
Personal Insurance
Protect What Matters Most at Home
Your home, your car, your family — we help you build a personal insurance plan that covers the things you've worked hard for. As an independent agency, we compare options across multiple carriers so you get the best fit, not just the first option.
Get a QuoteAuto Insurance
Liability, collision, comprehensive, and uninsured motorist coverage for every driver in your household.
Home Insurance
Dwelling, personal property, liability, and loss of use coverage to protect your home and everything in it.
Renters Insurance
Affordable protection for your belongings and personal liability — even if you don't own your home.
Umbrella Insurance
An extra layer of liability protection that kicks in when your standard policy limits are exhausted.
Life Insurance
Term and permanent life options to provide financial security for the people who depend on you.
Recreational Vehicles
Coverage for motorcycles, ATVs, boats, RVs, and more — so your adventures stay protected.
Business Insurance
Keep Your Business Protected and Moving Forward
Running a business in Oregon means facing unique risks every day. We work with local business owners to design coverage that protects your assets, your employees, and your livelihood — without overpaying for coverage you don't need.
Get a QuoteBusiness Owners Policy (BOP)
A bundled policy combining general liability and commercial property coverage — ideal for small to mid-size businesses.
Commercial Auto
Coverage for vehicles used in your business, from single work trucks to full commercial fleets.
General Liability
Protection against third-party bodily injury, property damage, and advertising injury claims.
Workers Compensation
Required in Oregon for most employers — covers medical expenses and lost wages for injured employees.
Commercial Property
Covers your building, equipment, inventory, and other business property against fire, theft, and more.
Professional Liability
Also known as E&O insurance — protects service-based businesses against claims of negligence or mistakes.
Insurance by Industry
Specialized Coverage for Your Industry
Not every business is the same — and your insurance shouldn't be either. We have deep experience placing coverage for specific industries across Oregon and the Pacific Northwest, including farms, contractors, and more.
Get a QuoteFarm & Ranch Insurance
Allan Painter is Master Farm Certified — we understand the unique risks of agricultural operations, livestock, equipment, and rural property.
Contractors & Trades
Coverage for general contractors, electricians, plumbers, roofers, and other tradespeople — including tools, equipment, and liability.
Restaurants & Food Service
Specialized policies covering food spoilage, liquor liability, equipment breakdown, and customer injury.
Retail & Hospitality
Protect your storefront, inventory, and customers with coverage designed for retail and hospitality businesses.
Non-Profits
Directors & Officers liability, volunteer coverage, and general liability tailored for non-profit organizations.
Professional Services
E&O, cyber liability, and business coverage for consultants, accountants, real estate professionals, and more.
Medicare
Navigating Medicare Doesn't Have to Be Complicated
Shannon Sebastion is Premier's dedicated Health Benefits Specialist and one of the most trusted Medicare experts in Douglas County. She'll walk you through your options clearly and help you find the plan that fits your health needs and budget.
Get a QuoteMedicare Supplement (Medigap)
Fills the gaps in Original Medicare — covering copays, coinsurance, and deductibles so you're not caught off guard.
Medicare Advantage (Part C)
An all-in-one alternative to Original Medicare that often includes prescription drug, dental, and vision coverage.
Medicare Part D
Standalone prescription drug plans to help manage the cost of your medications.
Annual Plan Reviews
Medicare plans change every year. Shannon reviews your coverage annually to make sure you're still in the best plan for your situation.
Group Health Benefits
Employer-sponsored health plans for small to mid-size businesses — designed to attract and retain great employees.
Individual Health Plans
Coverage options for self-employed individuals and families who don't have access to employer-sponsored health insurance.
Not sure where to start?
Our team is happy to walk you through your options — no pressure, no jargon. Just honest advice from your local neighbors.