Agriculture is the backbone of rural Oregon — and Premier Insurance Group has been protecting farms, ranches, and agricultural operations across Douglas County and the Umpqua Valley for decades. Allan Painter holds a Master Farm certification, which means we bring specialized expertise to one of the most complex areas of insurance.

What makes farm insurance different?

A standard homeowners or commercial policy wasn't designed for a working farm. Farm insurance combines elements of both — protecting your residence, farm structures, equipment, livestock, and liability under one integrated program.

Farm dwellings and structures

Your farmhouse, barns, equipment sheds, grain storage, and other outbuildings all need coverage. Farm policies typically cover these structures on a replacement cost basis, accounting for the unique construction and use of agricultural buildings.

Farm equipment and machinery

Tractors, combines, irrigation systems, and specialty equipment represent a major investment. Farm equipment coverage protects against physical damage from fire, theft, collision, and other covered perils — and can include coverage while equipment is in transit.

Livestock coverage

Whether you raise cattle, sheep, horses, or poultry, livestock coverage protects against death from covered causes including fire, lightning, and certain weather events. Scheduled livestock coverage can be tailored to the specific animals and values on your operation.

Farm liability

Farm liability covers bodily injury and property damage claims arising from your farming operations — a visitor injured on your property, a chemical drift claim from a neighboring farm, or an accident involving farm equipment on a public road.

The carriers behind your coverage

Not all farm insurers are created equal. Premier Insurance Group is proud to represent Nationwide — the #1 farm insurer in America — along with other top-10 agricultural carriers including Travelers and The Hartford. That means we can place your farm with a company that has deep experience in agricultural risk, strong claims service, and the financial strength to be there when you need them most. As an independent agency, we shop these carriers on your behalf to find the program that best fits your operation.

Ready to review your farm coverage? Call Allan at 541-672-9414 — his Master Farm certification means you're getting advice from someone who truly understands agricultural risk.