You've poured your heart into building your business. The last thing you want is a single lawsuit, accident, or disaster to undo all of that work. The right business insurance package is what stands between a bad day and a catastrophic one.

General Liability Insurance

This is the foundation of any business insurance program. It covers bodily injury and property damage claims made by third parties — a customer who slips in your store, a contractor who damages a client's property. Most commercial leases and client contracts require it.

Commercial Property Insurance

Whether you own or lease your space, commercial property insurance protects your building, equipment, inventory, and furnishings from fire, theft, vandalism, and certain weather events. Don't assume your landlord's policy covers your contents — it doesn't.

Business Owner's Policy (BOP)

A BOP bundles general liability and commercial property into one affordable package, often with business interruption coverage included. It's designed for small to mid-size businesses and is typically the most cost-effective starting point.

Workers' Compensation

Oregon law requires most employers to carry workers' comp. It covers medical expenses and lost wages for employees injured on the job — and protects you from lawsuits arising from those injuries.

Commercial Auto

If your employees drive for business purposes — even in their own vehicles — your personal auto policy won't cover it. A commercial auto policy fills that gap.

Industry-Specific Coverage

Depending on your industry, you may also need professional liability (errors & omissions), cyber liability, or an umbrella policy. Our commercial lines specialist Logan O'Hara can build a program tailored to your specific risks.

Call us at 541-672-9414 to schedule a business insurance review.